GEMINI – May 22 to June 21

February 2019: You may be crying the blues over impulsive holiday spending now. If in 2018 your attitude was “buy now and pay later” well, that later is right now. Resist the urge to borrow from Paul to pay Peter as they may secretly be in cahoots and will just gouge you for more. Remember Mark Twain’s adage, “A banker is like a friend who loans his umbrella on a sunny day and asks for it back on a rainy day.” In other words, expect some rainy days this month and don’t expect a financial institution to loan you an umbrella. Be your own best friend by thinking of practical ways to improve your income (temporary 2nd job?) and put yourself on a realistic budget to catch up. Life will feel less restrictive starting in March and improve steadily throughout Spring.

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